The Luxury Agency

What would it take to buy?

Your cash to close and monthly payment, or what you could afford from your income. Everything updates as you slide, and nothing is sent until you ask for the report.

Photo by Filip Szalbot on Unsplash

Years
Your cash to close$64,811
Your monthly payment$3,943
  • Down payment (10%)$55,000
  • Lender feesEstimate; your lender's Loan Estimate has the real figure$5,850
  • Title insurance and escrowEstimate; your title company quotes it$1,688
  • First year of homeowner's insuranceEstimate$1,300
  • Escrow account start (taxes and insurance)Usually 2-3 months, set by your lender$973
About a month$3,943
  • Principal and interest$3,335
  • Property taxEstimate at Utah's typical rate$252
  • Homeowner's insuranceEstimate$108
  • Mortgage insuranceUsual with less than 20% down; your lender quotes it$248

An estimate from your numbers. Your lender's Loan Estimate and the title company's settlement statement are the final word. A lender's pre-approval tells you what you qualify for.

Email me this report

An agent from The Luxury Agency goes through it with you and can introduce a lender for a pre-approval.

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Real Broker, LLC

Your next move starts here.

(385) 419-0030team@luxuryagencygroup.com165 S Regent St, Salt Lake City, UT 84111